Confusing discount rates and merchant pricing can make it difficult for merchants to compare competitive quotes and choose the best program for their business. Many factors determine the cost of a processing program:

• Type of Business
• Type of credit cards customers pay with
• Swiping vs. hand keying
• Processing volume
• Average ticket
• Bundled vs. unbundled package
• Business credit and Fico score

FAMS’ extensive industry experience helps you get the best rates according to your business needs.