Integrated payment processing, simplified
FAMS is your go-to payment partner for fully featured, seamlessly integrated payment solutions across your website, app, or POS system. We make it easy to connect and manage payments in one streamlined platform, helping you deliver a smooth and consistent experience across every sales channel.Plug in to FAMS’s integrated payments ecosystem
Whatever your business or transaction preference, FAMS can support you with semi- or fully integrated payment systems designed to work seamlessly with your existing setup. We offer both low-code and no-code integration options, Level II and Level III payment processing, and merchant onboarding that can be managed programmatically for maximum efficiency and flexibility.
Seamless mobile payment
Use FAMS’s powerful mobile SDK to integrate portable payment acceptance directly into your solution, enabling fast and flexible transactions on the go.
a full library of solutions
Gain access anytime to a wide range of semi-integrated and fully integrated payment systems designed to fit different business models and technical needs.
Compatibility with most hardware
We keep things flexible—choose from the FAMS Smart Solutions Suite or integrate your own existing POS hardware for a smooth and adaptable setup.
FAMS can eliminate the frustration of payment integration
Our adaptable hybrid payment solutions ensure you’re prepared to accept payments however your customers choose to pay. At the same time, you’ll deliver a fast, seamless checkout experience that keeps sensitive customer information protected. When you’re ready to get paid wherever your business operates, choose FAMS.
Play in our sandbox
leverage our love for any programming language
enjoy our easy-to-use APIs & SDKs
Use the lastest shopping cards extensions
FAMS is your path to a seamlessly integrated payment system
Lightning-fast integrations. Flexible solutions. Enhanced security. End-to-end support.
Enhanced security
FAMS provides PCI-compliant transactions with certified point-to-point encryption and tokenization to help protect sensitive payment data at every step.
Versatile solutions
Build fully customized payment acceptance experiences for your website, mobile apps, or POS systems, tailored to your business needs.
Faster integrations
While every integration is unique, FAMS can help you get up and running in as little as a few weeks, depending on your setup and requirements.
Total integration support
Our Sales Engineers are available to guide you through product selection, ensure the right fit, and help you secure the best possible pricing and configuration.
With FAMS hardware, capability meets agility
Your front-end systems will seamlessly integrate with our payment solutions, while FAMS provides the hardware needed to keep your business running smoothly. Our range of modern, reliable devices offers powerful features and the flexibility to adapt as your business grows and evolves.
Payanywhere 3-in-1 Bluetooth® Credit Card Reader
Turn your smartphone or tablet into a mobile payment processing device with a contactless credit card reader.
Payanywhere Smart POS+
Transform your countertop with an all-in-one point of sale designed for serious business.
Payanywhere Smart Terminal
For a faster checkout process, FAMS's smart terminal takes credit card payments at the counter or on the move
What are the best hybrid payment solutions for your business?
Integrated payment solutions, ready to go
Look to FAMS to build fully integrated payment solutions tailored specifically to your industry, designed to fit your workflows and help your business operate more efficiently from day one.
Frequently Asked Questions
How can you integrate payments into your custom Point of Sale (POS) app?
If you’re a software vendor (ISV) looking to add payment functionality to your POS application, FAMS offers a wide range of software and hardware options to support your integration needs.
Most modern POS payment solutions use a semi-integrated architecture, which helps keep sensitive cardholder data out of your application and merchant systems. This approach improves security and helps reduce compliance scope while still enabling a smooth checkout experience.
To get started, you can explore FAMS’s semi-integrated APIs and developer tools, designed to make integration flexible, secure, and efficient for a variety of business models and industries.
Are mobile transactions as secure as in-store transactions?
With FAMS, security is built into every hybrid payment solution we offer—from handheld devices to full in-store POS systems. All transactions are PCI-compliant and protected with certified end-to-end encryption and tokenization.
In addition, our advanced fraud prevention and chargeback mitigation tools help safeguard your business at every step. Since FAMS operates on its own proprietary payment platform, you also avoid the risks often associated with third-party systems—giving you greater control, security, and peace of mind.
How do payment request APIs work?
Payment APIs work similarly to standard API requests, but they are designed specifically to securely handle financial transactions between multiple parties.
When a payment request is initiated, the transaction data is first sent through an API gateway, which securely routes it to the payment processor. From there, the request is passed through the relevant card network and ultimately reaches the issuing bank for authorization. Once the bank approves or declines the transaction, the response is sent back through the same chain to complete the process.
This structured flow ensures that payments are processed securely, efficiently, and in compliance with industry standards.
