Process Credit Card Payments Safely with FAMS
As a top-tier, fully integrated payment processor, FAMS is your best option for streamlining every part of your business.
Boost your bottom line with FAMS credit card processing
Take payments face‑to‑face, through your website, or while you’re out and about. However you want your money, we’re ready with dependable, end‑to‑end processing. From small business solutions to enterprise‑grade setups, when you team up with FAMS, the only direction left is up.
In-person
Online
Mobile
Hybrid
Taking payments is a breeze with FAMS complete business toolkit
With FAMS, accepting payments means more than just finishing a sale. Our solutions are built to boost your profits and sharpen your efficiency — by turning every transaction into useful business insights. Get real‑time data instantly through our powerful payment app, or go even deeper with custom, data‑driven reports inside Payments Hub, our secure online merchant portal.
Create tickets & tabs
Open a ticket, swipe a card, and start a tab — works perfectly for all kinds of bars and restaurants.
Accept offline transactions
No Wi‑Fi? Don't worry. With FAMS, you can still take payments even with a weak connection or no connection at all.
Pre‑auth payments
Put a temporary hold on a customer's funds until the final charge goes through — protecting your bottom line.
Hosted payment pages
Take ecommerce payments on your own site or a third‑party site — while actually lowering your PCI compliance burden.
Accept invoice payments
Keep your cash moving with invoices sent by email, text, or QR code that customers can pay right online.
Accept virtual payments
Send invoices, set up recurring billing, and more — anytime, anywhere through FAMS Virtual Terminal.
Pick your payment setup from powerful hardware options
Find the right device to drive your transactions and start taking payments right away. FAMS gives you a wide range of processing hardware built for speed and dependability — whatever your business setting looks like. We supply the modern equipment you need to ring up every sale efficiently and keep your checkout line flowing.

Payanywhere 3-in-1 Bluetooth® Credit Card Reader
Turn your smartphone or tablet into a mobile payment processing device with a contactless credit card reader.

Payanywhere Smart POS+
Transform your countertop with an all-in-one point of sale designed for serious business.

Payanywhere Smart Terminal
For a faster checkout process, FAMS's smart terminal takes credit card payments at the counter or on the move
Does FAMS offer flat rate pricing and a cash discount program?
Yes. Our Edge Program lets you give a cash discount to customers who don’t use cards — while locking in one low rate for every transaction. That means you keep the same profit margins, whether people pay with plastic or paper. Edge even works with our Payanywhere Smart Solutions.
How safe are your payment processing systems?
Nobody takes the protection of sensitive cardholder information more seriously than FAMS. Our payment tech is PCI‑compliant — no matter how your customers choose to pay. That means we follow the most up‑to‑date Payment Card Industry Data Security Standards (PCI‑DSS) to keep everything secure.
How quickly will money land in my account?
With Next Day Funding, any transaction you run and close Monday through Friday before 10 p.m. ET will hit your bank account by 10 a.m. ET the following business day. Prefer faster? Our Same Day Funding gets all transactions closed and processed before 10:30 a.m. ET into your account by 5 p.m. that very same day.