Seamless online credit card processing
The bottom line is that online payment processing solutions from FAMS are designed to transform and simplify the checkout experience, making it faster, smoother, and more reliable for both businesses and customers.Make your online payments faster and more streamlined than ever
Only FAMS gives you the ability to securely, seamlessly, and affordably accept payments online—while also enabling you to sell to customers around the world. Our merchant solutions put you in full control with powerful tools for analytics, employee management, inventory tracking, chargeback management, and much more.
Hosted checkout
Accept payments directly on your website or through a third-party platform while reducing your PCI compliance responsibilities and keeping transactions secure.
Invoicing
Keep your cash flow moving by sending invoices via email, SMS, or QR codes, allowing your customers to pay quickly and securely online.
Virtual terminal
Process credit card payments from anywhere with an internet connection—no physical payment terminal required, giving you full flexibility to take payments on the go.
Turn a higher profit with FAMS’s online payment processing
Our adaptable hybrid payment solutions ensure you’re prepared to accept payments however your customers choose to pay. At the same time, you’ll deliver a fast, seamless checkout experience that keeps sensitive customer information protected. When you’re ready to get paid wherever your business operates, choose FAMS.
Iron-clad Security
Data at your fingertips
Recurring billing with autopay
Account updater
Reach new customers with online payments by FAMS
Data-driven insights, cost savings, and convenience—that’s FAMS. We offer both front- and back-office tools designed to streamline your online store while helping you maximize profitability and scale your business.
Chargeback management
Reduce costly chargebacks with an easy-to-use system for responding to disputes, uploading supporting documentation, and managing cases efficiently.
Online transaction reporting
Access a centralized dashboard to generate reports, analyze performance trends, and gain deeper insights into your business operations.
Secure payment gateways
Sell to eCommerce customers with confidence using FAMS’s secure payment gateways and a wide range of shopping cart integrations and plugins.
Add a brick-and-mortar dimension to your online business
If you operate a physical location, FAMS helps you succeed with a range of feature-rich, highly reliable point-of-sale hardware solutions. From compact card readers that connect to your smartphone or tablet, to full-scale POS systems with touchscreens, keypads, and Bluetooth connectivity, our devices are designed to fit your business and grow with it.

Payanywhere 3-in-1 Bluetooth® Credit Card Reader
Turn your smartphone or tablet into a mobile payment processing device with a contactless credit card reader.

Payanywhere Smart POS+
Transform your countertop with an all-in-one point of sale designed for serious business.

Payanywhere Smart Terminal
For a faster checkout process, FAMS's smart terminal takes credit card payments at the counter or on the move
FAMS offers frictionless checkout for every industry
End-to-end online payment solutions from FAMS, tailored to your specific business needs and designed to create a fast, seamless checkout experience for your customers.
Frequently Asked Questions
Payment gateway vs. merchant account — is there a difference?
Yes, they serve two different but connected roles in the payment process.
A payment gateway is the technology that securely captures and transmits sensitive cardholder data between the customer, banks, and payment networks to authorize a transaction. It acts as the digital bridge that enables secure online or in-person payments.
A merchant account, on the other hand, is the business account where funds from approved credit and debit card transactions are temporarily held before being transferred to your bank account. It essentially acts as the settlement account for your sales revenue.
How much will accepting online payments cost you?
At FAMS, we believe in keeping things simple and transparent. That means clear pricing with no hidden fees or unexpected charges. We provide everything you need to start accepting online payments smoothly, with flexible, month-to-month service agreements and no unnecessary startup costs—tailored to fit your specific business needs.
What about customer care and technical support?
At FAMS, we combine a technology-forward approach with real, human support you can rely on. Our customer care and technical support teams are available around the clock to answer your questions and resolve issues whenever they arise.
In addition, we provide modern self-service tools through Payments Hub, our secure online merchant portal, giving you the flexibility to manage your account and find what you need—anytime, in one convenient place.