FAMS specialty merchant services are built specifically for you
FAMS makes specialty merchant solutions for hard-to-place businesses feel effortless.
Don’t worry about payment processing for hard-to-place businesses
Specialty retail owners care deeply about their work. FAMS shares that same passion. Finding a merchant account provider for a challenging business can be difficult, but we’re here to help business owners accept credit card payments in nearly any industry.
CBD
Telemedicine
Online Pharmacy
Gaming
Online Dating
Retail management tools to help your specialty business move forward with FAMS
Specialty industries aren’t just difficult when it comes to getting a merchant account — they can also be tough to run. FAMS aims to make managing your business as simple and secure as possible, with tools that help you make smart, data-driven decisions for your growing company.
Fraud protection
Use our fraud and chargeback reduction tool, Fraudcast, with instant access to transaction reports.
Reporting tools
Stay on top of which products are selling, when they're moving, and which employees are making the sales.
Data security
Protect your customer information with FAMS PCI-compliant payment processing and 3D-Secure authentication.
Multi-currency conversion
Support your international customers with our multi-currency conversion solutions for nearly any currency.
Intelligent transaction routing
Know that FAMS works to keep costs low and maximize efficiency with intelligent transaction routing.
Edge Program
Lock in one low rate on every card transaction while adding a cash discount for customers who pay without a card.
FAMS smart POS solutions are what set us apart
Along with our Virtual Terminal and ecommerce options, FAMS offers countertop and mobile POS systems that let you speed up in-store checkout lines or take your specialty business on the road. Whether you just want an app for the device you already have, or a full-featured terminal, we’ve got the right solution for you.

Payanywhere 3-in-1 Bluetooth® Credit Card Reader
Turn your smartphone or tablet into a mobile payment processing device with a contactless credit card reader.

Payanywhere Smart POS+
Transform your countertop with an all-in-one point of sale designed for serious business.

Payanywhere Smart Terminal
For a faster checkout process, FAMS's smart terminal takes credit card payments at the counter or on the move
Industries we serve
We work with any business that’s serious about payment and financial security, with specialized experience in high-risk sectors, government, healthcare, gaming, and beyond.
What is included in merchant services for specialty businesses?
FAMS merchant services include the ability to process all types of payments. Everything from traditional options such as cash, check, debit and credit cards, to gift cards, to contactless payments. Our merchant accounts come with features like inventory management, loyalty programs, and more through free and paid Payments Hub plan options.
How secure are your payment processing solutions?
No one takes the protection of sensitive cardholder data more seriously than FAMS. Our payment technologies are PCI-compliant, no matter how your customers pay. This means they follow the latest Payment Card Industry Data Security Standards (PCI-DSS) for maintaining a secure environment.
What is a good rate for merchant services?
Specialty industries typically face higher processing rates due to a perceived increase in risk. Factors like poor credit can also affect rates. However, FAMS offers competitive pricing for every industry we support.














