Higher Payment Approval Rates Through Smarter Authorization
FAMS’ proprietary platform and gateway help merchants cut down on technical work and costs, while boosting authorization success. Tools like advanced fraud detection paired with authorization optimization reduce unnecessary declines and enhance the customer experience.
FAMS features are built around using technology to boost payment success, so you never lose a sale
By studying data, managing risk with AI, and applying smart routing to cut down on declines and missed revenue, FAMS helps businesses of any size make sure their profits are fully optimized.
Transaction tuning to reduce card declines
This approach uses data-driven tools and payment orchestration to raise approval rates, cut fraud, and lower costs through tactics like dynamic routing, fraud decisioning, and network tokenization to boost acceptance rates.
Auto account updater
This behind-the-scenes feature automatically checks for the latest information across card networks. It refreshes stored customer credit card details when a card's expiration date changes, it's reported lost or stolen, or the card is replaced. Especially useful for businesses with subscription models.
Transaction recycling
This process automatically retries a declined credit card transaction at a later time, which can increase approval rates and reduce service disruptions. It helps businesses capture revenue from recoverable "soft declines" caused by temporary issues like insufficient funds
FAMS end-to-end solutions
Team up with us to boost transaction approval rates both online and in person, and reduce declines, with best-in-class uptimes exceeding 99.99%.
Subscription models and recurring billing
Ecommerce
Embedded payments
FAMS Developer
Industries we serve
We work with any business that’s serious about payment and financial security, with specialized experience in high-risk sectors, government, healthcare, gaming, and beyond.
