Straightforward and clear pricing
FAMS is more than merely a payment processor — it enables you to enhance every part of your business using their comprehensive set of all-in-one merchant services.
From small shops to large enterprise empires, FAMS shows the way
No matter whether your business operates face‑to‑face, over the internet, or on the move — we are fully prepared to help you get paid through dependable, complete payment processing along with a wide range of hardware choices and business tools.
Processing Fees
In person
Take payments from credit and debit cards (by dip, tap, or swipe), digital wallets such as Apple Pay and Google Pay, PIN‑based debit, EBT, cash, and more.
2.69% per transaction
Online
Set up a secure checkout page or embed a payment link directly on your website — no need for customers to create accounts.
Contact us for custom pricing
Keyed entry
Manually enter any card‑not‑present transaction using the Virtual Terminal straight from your computer — no extra hardware needed.
3.49% + $0.19 per transaction
Invoices
Send out one‑time or recurring bills by email, text message, or QR code. Invoices can list items directly from your inventory or be created for custom amounts.
3.49% + $0.19 per transaction
We plan for every kind of business
At FAMS, our goal is to provide you with exactly what you need — and nothing you don’t. Our structured monthly plans offer all the tools required to help your business grow, regardless of your industry or company size.
$0/month
Basic Payment Acceptance
2.69% per dip, tap, or swipe
In‑person payments
Next business day funding
Tap to Pay on iPhone
Virtual Terminal
Chargeback handling
Inventory management
Unlimited users
Access to developer APIs
$14.95/month
Powerful Business Tools
2.69% per dip, tap, or swipe
Free supplies
Terminal replacement
Full access to integrations
Reputation management
+ All features included in the Free plan
$29.95/month
Enhanced invoicing
Recurring payments
Save cards on file
Loyalty program (+$15/month)
+ All features included in the Premium plan
Hardware for any kind of business

Payanywhere 3-in-1 Bluetooth® Credit Card Reader
Turn your smartphone or tablet into a mobile payment processing device with a contactless credit card reader.

Payanywhere Smart POS+
Transform your countertop with an all-in-one point of sale designed for serious business.

Payanywhere Smart Terminal
For a faster checkout process, FAMS's smart terminal takes credit card payments at the counter or on the move

Payanywhere Smart Flex
It’s part smart terminal, part POS terminal — giving you the flexibility to accept credit card payments anywhere, whether inside your store or out on the go.

Payanywhere Smart PINPad Pro
The Smart PINPad Pro is the ideal solution for nearly any industry, offering customers a seamless experience with fast, efficient transactions and dual-facing terminals for added convenience.

Payanywhere Smart Terminal Mini
It’s part smart terminal, part POS terminal — giving you the flexibility to accept credit card payments anywhere, whether inside your store or out on the go.